The Social Security Administration (SSA) allows recipients of Social Security benefits to check their benefits information online, change their information for direct deposit, and accomplish other tasks. The online accounts, called “my Social Security,” are available at www.socialsecurity.gov/myaccount.
To create an account, you must be at least 18 years of age, and have a Social Security number, a U.S. mailing address and a valid email address. The process of creating an account is straightforward and involves submitting personal information and choosing a username and password.
Once you have an online account, you can access your Social Security statement. Your statement estimates what your Social Security benefits would be if you retired at age 62, age 67 or age 70. It also shows your estimated benefits if you were to become disabled and your survivors’ benefits in the event of your death. These statements used to be sent to workers by mail each year, but they are now available only through online accounts. In addition to viewing their estimated benefits, online users can also change their contact information or direct deposit information and get their benefit verification letter, which is sometimes needed as proof of income for various reasons.
The SSA estimates that online information has been accessed 5.3 million times since the online statements became available one year ago.
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